Template-Type: ReDIF-Article 1.0
Author-Name:Muhammad Abid Khan, Kamran Ahsan, Muhammad Khalid Shaikh, Sana Irshad
Author-Email:m.khalid.shaikh@fuuast.edu.pk
Author-Workplace-Name:Faculty  of  Engineering  and  Computer  Science,  Millennium  Institute  of  Technology  and Entrepreneurship, Karachi, Department of Computer Science, Federal Urdu University of Arts Science and Technology, Pakistan, Department of Computer Science, Iqra University, Karachi, Pakistan
Title:Fingerprint-Based Smart Digital Life Certificate Using Mobile Technology
Abstract:A pension plan is a savings solution for pensioners that plays a vital role in pensioner’s life  after  retirement. Different  pension  disbursing  systems  have  been  implemented which  aim  to  support  individual  pensioners  after  retirement.This  study  highlights several critical issues forpensioners. Most of the pensioners are of old age, and it is difficult for  them  to  move  physically  towards  the  concerned  authority  for  life  authentication  in  a periodic manner. This study proposes a model for pension disbursing based on the fingerprint scanner-enabled  smartphone.  The  proposed  model  is  designed  for  pensioners’bi-annual authentication  and  issuance  of  Digital  Life  Certificates(DLC)  ubiquitously.  The  proposed model  eliminates  the  physical  presence  and  traveling  expenses.  The  Hammer  and  Champy methodology  are  utilized  to  construct  the  model  while  the  Delphi  method  is  used  for evaluating  the  proposed  model.  This  study  involves  quantitative  research  to  investigate  the behaviouralintention  to  accept  fingerprint  scanner-enabled  smartphonesfor  the  pension-receiving process. The data was analysedby applying the goodness-of-fit Chi-square test to inspect  the  efficiency  and  impact  of  the  adoption  of a mobile-based  biometric  fingerprint system (MBFPS)for the pension disbursing system.
Keywords:Pension,   Pensioner,   Business   Process   Reengineering   (BPR),   Digital   Life Certificate (DLC), Fingerprint scanner-enabled smartphone
Journal: International Journal of Innovations in Science and Technology
Pages:1098-1119
Volume:7
Issue:2
Year:2025
Month:June
File-URL:https://journal.50sea.com/index.php/IJIST/article/view/1410/1939
File-Format: Application/pdf
File-URL:https://journal.50sea.com/index.php/IJIST/article/view/1410
File-Format: text/html
Handle: RePEc:abq:IJIST:v:7:y:2025:i:2:p:1098-1119